New BCN rider for large groups in the Upper Peninsula will limit coverage outside Michigan

Effective Oct. 1, 2021, Blue Care Network large group plans will require a mandatory rider for group customers with locations in the Upper Peninsula.

The rider will limit coverage outside Michigan to urgent, emergency or accidental services. Non-urgent and nonemergency BlueCard^® travel coverage outside of Michigan won't be covered.

When members have one of these riders, you'll see it listed in web-DENIS on the Benefits Description page under Certificate/Rider, as follows:

• BCADD2 — for fully insured large groups
• BCNUSF — for self-funded large groups

The rider will be added to all existing large groups upon renewal Oct. 1, 2021, and after and to new large group businesses upon the effective date of their plans.

For members with these riders, we'll issue new member ID cards:

• The suitcase icon on the front of the card (which indicates coverage by BlueCard while traveling outside of Michigan) will be removed.
• The language on the back of the card will read, "Members do not have coverage outside the state of Michigan except for emergency, urgent or accidental services."

See the article New rider for large groups in the Upper Peninsula will limit coverage outside Michigan (PDF) on page 5 of the September-October 2021 issue of BCN Provider News.

Posted: September 2021
Line of business: Blue Care Network